To begin, please schedule a time slot for your Free Credit Audit. You will be asked to verify your identity by answering a few security questions so we can access your credit report. A Bridge Credit Strategist will call you at the scheduled time to go over your report with you.
A Bridge Credit Strategist will go over your report with you in detail. You will gain an understanding in how your scores are calculated, which accounts are negative and need to be removed, and what accounts are reflecting positively on your report. Your Strategist will also educate you on the nature of your negative items. (Hard Inquiries, Derogatories, Late Payments, Charge-Offs, Collections, Etc.) Once you are enrolled as a Bridge Client, you will receive an in-depth Credit Audit Report via email, along with helpful tips to maintain a healthy credit score.
Bridge Credit Solutions doesn't utilize a one size fits all model. Each credit repair job presents its own unique set of challenges. Depending on the nature of the repair, we utilize a pay per delete model, or a monthly rate model. At the end of your Free Credit Audit, your Credit Strategist will go over pricing for your repair, and our 100% money back guarantee.
For more about our 100% money back guarantee, click here.
Generally the process takes anywhere from 3-6 months to complete the repair, but each case varies. Results can be seen as early as 30 days from the first dispute filed. Your Bridge Credit Strategist will be able to give you a better idea once your credit audit is complete.
Aside from the actual repair which will naturally raise your score once negative items are removed, you can do a number of things to raise your score instantly. We offer several programs at no cost, which will organically build up your credit file. Once you are a Bridge Client, you will be introduced to these programs as part of our Financial Counseling Services.
Yes. There is a common misconception that debt must be paid off in order to remove a negative account from a report. This is simply not true. We can remove a negative item from your report even if it's reflecting legitimate debt. This does not mean you don't owe the money to the creditor.
Once you are a Bridge Client, you will enjoy 24/7 access to your own personal client portal. You will be able to upload all your personal documents securely, view your most recent reports, disputes, and track the progress since the start of your repair. Your client portal will provide a checklist of items we need from you in order to get started on your repair.
The two main documents needed in order to submit a dispute are a Photo ID, (Drivers License, Passport, or any government issued ID) and Social Security Card. (Utility Bill, Cable/ Phone Bill, Bank Statement) We understand this can feel very invasive. Your privacy is our top priority. Your documents are protected on our secured server, and are never shared with anyone aside from the Credit Bureaus, and any furnishers related to the dispute. The Credit Bureaus will not process any dispute without these documents. A Bridge Credit Strategist can assist you with alternate methods if you don't feel comfortable uploading your documents through the client portal.
Yes. We offer free financial counseling for the duration of your credit repair. After the repair is complete, we can enroll you in our Financial Counseling Program. Our clients enjoy a monthly check-in with a Freedom Strategist who provide invaluable advice on how to maintain a healthy credit file, keep scores high, apply for strategic credit cards, loans, and more.
Bridge Credit Solutions is affiliated with Smart Credit, one of the top five credit monitoring companies in the country. We offer a comprehensive credit monitoring plan, which includes monthly up-to-date credit scores, as well as Identity Theft Prevention, Detection & Insurance. We offer this service to our clients even if credit repair is not needed. This service is also required if you are enrolled in our Financial Counseling Services.
For more on Bridge Credit Monitoring Services, click here.
We offer 0% APR loans, as well as business loans to Bridge Clients who have repaired credit scores. A Bridge Loan Specialist can assist with you with this. Contact us for more information.
Yes. Our company was founded on the principal of guaranteed work. Too many of our clients have come to us after having been charged non refundable fees with no end in sight, and no guarantee that items will be removed. Some success? Yes, but without knowing when or if. Other companies will offer a money back guarantee, only their offers are pointless. They will offer a 90-day money back guarantee, when in all likeliness it will take longer than 90 days to complete the credit repair.
Nothing is more frustrating than paying for a service and not seeing the expected results. While we can't guarantee the removal of an item, we can guarantee your money back. If you are enrolled in our Pay-Per-Delete program and we don't deliver the goods, you get a refund. Simple as that.
We respectfully challenge you to find a Credit Repair Company willing to give your money back if they are not successful in removing your negative items. To put it in the simplest of terms: You know what your getting and there's no risk.
Finally, we don't just stop with repairing your credit. Together we cross the bridge to your financial freedom, providing you with opportunities for loans, debt consolidation, and invaluable counseling to maintain and enjoy that newfound financial freedom.