A Better Way To Build Credit - Build Credit History and/or have an installment account reported!
Build Credit - Payments reported to all 3 major credit bureaus
No Upfront Deposit - Pay as little as $8.95 to get started today. Monthly Deposit Plan Options: $15, $30, $50, $48, $89, $96
When you open your account, our bank instantly gives you a loan and places the loan funds in a FDIC insured savings account in your name. The savings account funds are locked to secure the loan.
Make small monthly payments of principal and interest on your loan. The principal is a payment to yourself and is credited towards the lock on your savings – the interest is what we earn for providing the service.
When your loan is repaid in full, the lock is removed from your savings account. You’ve built both credit and savings.
We provide a free FICO® Score monthly so you can track your progress. 90% of top lenders use FICO Scores when making lending decisions.
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